
Provide VAS Services With Our Virtual Distribution System!
Connected to Multiple VAS Providers with a Single Endpoint Connection! An Integration layer that acts as a single entry point to multiple Value‑added services (VAS).
Emerald™ Product Overview
Emerald™ is a flexible VAS transaction platform for distributing virtual and third-party products across dealer networks. It streamlines the management of airtime, data, electricity, and vouchers through an integrated processing system, hierarchical distribution, and user-friendly management interfaces

Single API Integration Point
Scale across Africa with ease! Emerald™ provides a single API integration point for multi-territory airtime, data, and SMS distribution across Africa. Access a comprehensive range of operator-specific denominations through one connection, with flexible product offerings tailored to the availability of each local Mobile Network Operator (MNO).
More Emerald™ Services

Distributing Vouchers via Agent Networks
Increasing the footprint of your business with USSD Services might not be enough to reach the full capacity of your market, and it can be beneficial to deploy with an Agent Network in some cases, especially with prepaid services. This not only increases turnover but also takes advantage of SME creation incentives. Emerald™ has a flexible and scalable hierarchical structure that enables the creation of complex Distributor, Super Agent and Agent relationships for the distribution of your vouchers to consumers.

Retail Vouchers & Coupons
Emerald™ can generate vouchers or store third‑party vouchers in the secure voucher vault for distribution and redemption. As such, Emerald™ is ideal for the generation of Retail or Value-based vouchers to be distributed in specific or ongoing retail or service campaigns. Emerald™ has been deployed in various Retail-based Rewards programmes to this end.
Bespoke Vouchers
Create your own batch of vouchers.
Emerald™ is flexible enough to enable you to create your own vouchers with custom values. Increasing the footprint of your business with USSD services might not be enough to reach the full capacity of your market, and it can be beneficial to deploy an Agent Network in some cases, especially with prepaid services. This not only increases turnover, but also takes advantage of SME creation incentives. Emerald™ has a flexible and scalable hierarchical structure that enables the creation of complex Distributor, Super Agent and Agent relationships for the distribution of your vouchers to consumers.
Emerald™ Business Solutions
1. Agent Distribution
Emerald’s Hierarchical Structure
Emerald™ is enabled with a powerful, yet simple Back End CAP (Central Administrative Portal) Interface, which
allows you to control and configure various levels of hierarchical structures for the distribution of your vouchers and
the movement of money in the system. The Hierarchy enables the creation of branches, sub-branches, distributors, and levels of Agents, as an example.
This allows the movement of money from the sale of vouchers, with commission structures, to move to the top, while vouchers are distributed to the lower levels. There is full control over vouchers in the hierarchy, as well as each pre-funded account of each hierarchical entity – thus reducing fraud, recon time, and distribution risk.
The Roaming Agent model
There is a growing need for prepaid services to be available everywhere, while there is a large number of SMEs needing opportunities. Enabling vendors, street merchants, and roaming agents to resell and distribute prepaid solutions to consumers wherever they are. The Agent pre-funds their account, purchases vouchers, coupons or tickets for various services they want to sell, where vouchers are then received to distribute via a mobile interface, App, or POS.
2. Retail Integration for Distribution
Batch File Generation & Export
Emerald™ can provide vouchers in any required file format, which can be exported and sent securely to any Major Retailer for distribution and sale on their POS systems. PMT™ currently provides vouchers to large Retailers in South Africa for Emerald™ Voucher solutions. Our support processes ensure that this is done securely and without incident, and we offer 24/7 support and monitoring on these kinds of services.
Real-time Direct Integration
PMT™ is an integration specialist, having integrated with large Retailers, Banks, Insurers, Loyalty Engines, MNOs and more. PMT™ can facilitate a direct integration to Emerald™ for an integrated redemption and distribution transaction where required.
3. Central Administrative Platform
The Central Administrative Platform or CAP Portal is the Front-End interface of the Emerald™ system. This interface enables Users to perform administrative and functional tasks such as:
- Registration and management of companies, sub-companies and Agents/Users
- User Password and Pin control
- User permission control
- Construction of desired channels of product distribution
- Assign limitations to respective channels of product distribution
- Progressive management of Businesses Operations
- Control over Administrative Functions
- Generate, Activate and Deactivate Emerald™-encrypted vouchers.
- Generate MIS Business Reports.


