Provide VAS Services With Our Virtual Distribution System!

Connect to Multiple Value‑added services (VAS) Providers with a Single Endpoint Connection! An Integration layer that acts as a single entry point to multiple VAS.
Get Started

Provide VAS Services With Our Virtual Distribution System!

Connect to Multiple Value‑added services (VAS) Providers with a Single Endpoint Connection! An Integration layer that acts as a single entry point to multiple VAS.
Get Started

1

API connection needed

One endpoint replacing complex multi-vendor integrations.

7+

Product Categories

Airtime, data, electricity, vouchers, lotto, and more via one API.

3

Countries live

Proven deployments across Africa and Asia-Pacific markets.

6+

Enterprise clients

Powering VAS distribution for leading banks and retailers.

Emerald™ Product Overview

Emerald™ is a flexible VAS Services transaction platform for distributing virtual and third-party products across dealer networks. It streamlines the management of airtime, data, electricity, and vouchers through an integrated processing system, hierarchical distribution, and user-friendly management interfaces

Woman buying VAS Services on a mobile phone

Single VAS Services API Integration Point

Scale across Africa with ease! Emerald™ provides a single API integration point for multi-territory airtime, data, and SMS distribution across Africa. Access a comprehensive range of operator-specific denominations through one connection, with flexible product offerings tailored to the availability of each local Mobile Network Operator (MNO).
Woman buying VAS Services on a mobile phone

Single VAS Services API Integration Point

Scale across Africa with ease! Emerald™ provides a single API integration point for multi-territory airtime, data, and SMS distribution across Africa. Access a comprehensive range of operator-specific denominations through one connection, with flexible product offerings tailored to the availability of each local Mobile Network Operator (MNO).

Emerald™ VAS Services

Distribute Vouchers – Agent Networks

Expand your reach beyond USSD by deploying an Agent Network with Emerald™. Our flexible, hierarchical structure supports complex Distributor, Super Agent, and Agent relationships, helping you increase turnover and leverage SME creation incentives through scalable prepaid service distribution.

Retail Vouchers & Coupons

Emerald™ securely generates and stores internal or third-party vouchers in a protected vault for seamless distribution and redemption. It is the ideal solution for retail rewards and value-based service campaigns, proven across multiple high-volume loyalty programmes.

Central Administrative Platform

The Central Administrative Platform (CAP) is the primary interface for the Emerald™ system. It provides comprehensive control over business operations, allowing users to manage administrative functions, set channel distribution limits, and securely generate or toggle encrypted vouchers.

Emerald™ Prepaid Services

Airtime VAS Services

PINned & PINless Airtime

Emerald™ is directly integrated to all Major MNOs in South Africa and can likewise be integratedbto other MNOs in additional territories, as we are in various African Territories. In doing so, we enable you to distribute Airtime which is either PINned, or PINless. PINned Airtime is the traditional Voucher, which is accompanied by a PIN that must be entered correctly to enable redemption. PINless airtime only requires the recipient’s phone number and the amount. Coupled with our Number Portability Service, which determines the MNO, the purchase of airtime is easy, instant and low‑risk.

Variety of VAS Services

Variety of Prepaid Services

With Emerald™ you can resell and distribute various prepaid services such as Airtime and Electricity based on our existing Service Provider integrations. In addition, Emerald™ can be used to provide various other prepaid utility services, such as Transport Ticketing, Health Care prepaid services, Education prepaid services and Alternative energy prepaid services.

The VAS Services Prepaid Market

The Prepaid Market

There is an international trend to distribute and consume prepaid services, where the additional administration of connecting and disconnecting utilities, dealing with post‑paid accounts, settlements and disputes, and experiencing surprise disconnections can become a thing of the past. Prepaid services enable easier budgeting and control over consumption, as it is used when it is needed.

VAS Services Distribution Methods

Distribution Methods

Prepaid services can be exposed to retail outlets, where the batches of pre-generated vouchers are dispensed at tills as is currently done for Airtime, or distributed by Agent Networks, Sold via USSD on mobile-transacting platforms or online banking platform.

Bespoke Vouchers

Create your own batch of vouchers.

Emerald™ offers the flexibility to create custom-value vouchers and the scale to distribute them via a hierarchical Agent Network. By managing complex Distributor, Super Agent, and Agent relationships, you can increase turnover, reach new market segments, and leverage SME creation incentives beyond standard USSD channels.

Bespoke Vouchers

Create your own batch of vouchers.

Emerald™ offers the flexibility to create custom-value vouchers and the scale to distribute them via a hierarchical Agent Network. By managing complex Distributor, Super Agent, and Agent relationships, you can increase turnover, reach new market segments, and leverage SME creation incentives beyond standard USSD channels.

Business Solutions for VAS Services

Emerald™ Business Solutions

1. Agent Distribution

Emerald’s Hierarchical Structure
Emerald™ is enabled with a powerful, yet simple Back End CAP (Central Administrative Portal) Interface, which
allows you to control and configure various levels of hierarchical structures for the distribution of your vouchers and
the movement of money in the system. The Hierarchy enables the creation of branches, sub-branches, distributors, and levels of Agents, as an example.

This allows the movement of money from the sale of vouchers, with commission structures, to move to the top, while vouchers are distributed to the lower levels. There is full control over vouchers in the hierarchy, as well as each pre-funded account of each hierarchical entity – thus reducing fraud, recon time, and distribution risk.

 

The Roaming Agent model
There is a growing need for prepaid services to be available everywhere, while there is a large number of SMEs needing opportunities. Enabling vendors, street merchants, and roaming agents to resell and distribute prepaid solutions to consumers wherever they are. The Agent pre-funds their account, purchases vouchers, coupons or tickets for various services they want to sell, where vouchers are then received to distribute via a mobile interface, App, or POS.

2. Retail Integration for Distribution

Batch File Generation & Export
Emerald™ can provide vouchers in any required file format, which can be exported and sent securely to any Major Retailer for distribution and sale on their POS systems. PMT™ currently provides vouchers to large Retailers in South Africa for Emerald™ Voucher solutions. Our support processes ensure that this is done securely and without incident, and we offer 24/7 support and monitoring on these kinds of services.

 

Real-time Direct Integration
PMT™ is an integration specialist, having integrated with large Retailers, Banks, Insurers, Loyalty Engines, MNOs and more. PMT™ can facilitate a direct integration to Emerald™ for an integrated redemption and distribution transaction where required.

3. Central Administration Platform

The Central Administrative Platform or CAP Portal is the Front-End interface of the Emerald™ system. This interface enables Users to perform administrative and functional tasks such as:

 

  • Registration and management of companies, sub-companies and Agents/Users
  • User Password and Pin control
  • User permission control
  • Construction of desired channels of product distribution
  • Assign limitations to respective channels of product distribution
  • Progressive management of Businesses Operations
  • Control over Administrative Functions
  • Generate, Activate and Deactivate Emerald™-encrypted vouchers.
  • Generate MIS Business Reports.

Stay Informed!

Stay updated on our VAS Engine Platform and visit our LinkedIn Product page!

 

Visit Our LinkedIn Page

Emerald™ Business Solutions

1. Agent Distribution

Emerald’s Hierarchical Structure
Emerald™ is enabled with a powerful, yet simple Back End CAP (Central Administrative Portal) Interface, which
allows you to control and configure various levels of hierarchical structures for the distribution of your vouchers and
the movement of money in the system. The Hierarchy enables the creation of branches, sub-branches, distributors, and levels of Agents, as an example.

This allows the movement of money from the sale of vouchers, with commission structures, to move to the top, while vouchers are distributed to the lower levels. There is full control over vouchers in the hierarchy, as well as each pre-funded account of each hierarchical entity – thus reducing fraud, recon time, and distribution risk.

 

The Roaming Agent model
There is a growing need for prepaid services to be available everywhere, while there is a large number of SMEs needing opportunities. Enabling vendors, street merchants, and roaming agents to resell and distribute prepaid solutions to consumers wherever they are. The Agent pre-funds their account, purchases vouchers, coupons or tickets for various services they want to sell, where vouchers are then received to distribute via a mobile interface, App, or POS.

2. Retail Integration for Distribution

Batch File Generation & Export
Emerald™ can provide vouchers in any required file format, which can be exported and sent securely to any Major Retailer for distribution and sale on their POS systems. PMT™ currently provides vouchers to large Retailers in South Africa for Emerald™ Voucher solutions. Our support processes ensure that this is done securely and without incident, and we offer 24/7 support and monitoring on these kinds of services.

 

Real-time Direct Integration
PMT™ is an integration specialist, having integrated with large Retailers, Banks, Insurers, Loyalty Engines, MNOs and more. PMT™ can facilitate a direct integration to Emerald™ for an integrated redemption and distribution transaction where required.

3. Central Administration Platform

The Central Administrative Platform or CAP Portal is the Front-End interface of the Emerald™ system. This interface enables Users to perform administrative and functional tasks such as:

 

  • Registration and management of companies, sub-companies and Agents/Users
  • User Password and Pin control
  • User permission control
  • Construction of desired channels of product distribution
  • Assign limitations to respective channels of product distribution
  • Progressive management of Businesses Operations
  • Control over Administrative Functions
  • Generate, Activate and Deactivate Emerald™-encrypted vouchers.
  • Generate MIS Business Reports.

 

 

Stay Informed!

Stay updated on our VAS Engine Platform and visit our LinkedIn Product page!

 

Visit Our LinkedIn Page

Interested? Let's get in touch!

Understanding your requirements and objectives is important to us. We listen and work together to create a truly unique and unforgettable experience.
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